Quality | Integrity

Larry Golub is a litigator who focuses his practice on a wide range of litigation matters for both insurance and non-insurance clients. With more than 35 years of civil litigation experience, his practice focuses on insurance coverage, bad faith, class action litigation, and appellate review.

In addition to representing insurance companies, Mr. Golub’s clients have included insurance agents, brokers and insurance trade associations. He regularly defends against lawsuits brought under California’s Unfair Competition Law and the Telephone Consumer Protection Act.

Mr. Golub is admitted to practice before all California state courts, as well as before the United States Supreme Court, the Ninth Circuit Court of Appeals and the United States District Court for the Central, Eastern, Southern and Northern Districts of California and the District of Arizona.  He has received a Martindale-Hubbell® AV Preeminent peer rating.

Representative Matters

  • Liability coverage analysis under primary and excess policies concerning claims ranging from wildfires to transformer explosions to environmental pollution to asbestos to construction defects.
  • Defended multiple life insurers against claims of improper interpretation of California Insurance Code provisions.
  • Defended a health insurer in a nationwide class action as to termination of block of insurance and alleged claim of improper premium increases, first defeating nationwide class at pleading stage, California statewide class as to termination issues on certification motion, and California statewide premium class on summary judgment.
  • Defended a life insurer in California statewide annuity litigation, obtaining denial of fraud, breach of contract and bad faith claims following certification motion. Also obtained dismissal of the plaintiffs’ claim for treble damages for unfair competition causes of action, ultimately taking the issue to the California Supreme Court, where the dismissal was affirmed in a written opinion.
  • Represented numerous insurers in multiple actions involving hundreds of workers’ compensation claims brought by air ambulance companies, resulting in dismissal of claims before a federal court and two state courts.
  • Class action litigation on behalf of life insurers for claims alleging deceptive sales to senior citizens.
  • Class action litigation arising from earthquake claims against property & casualty insurers.
  • Liability coverage issues, including primary and excess, exhaustion, aggregate limits, equitable subrogation and contribution.


Mr. Golub earned his Juris Doctor in 1983 from Hastings College of the Law (University of California), where he graduated magna cum laude, was the Note and Comment Editor of the Hastings Law Journal, and was an extern for the Honorable Joesph Grodin, California Court of Appeal.  He received a Bachelor of Arts in Political Science from the University of California, Los Angeles, where he graduated magna cum laude.

Professional Activities

  • The State Bar of California, Member (1983 – present)
  • American Bar Association, Member (1983 – present)
  • Los Angeles County Bar Association, Member (1983 – present)
  • Claim & Litigation Management Alliance, Member (2012 – present)

Articles & Publications

Mr. Golub writes and speaks regularly on insurance-related claims handling topics for continuing legal education providers, clients and trade organizations. He has provided commentary on on multiple occasion for Law 360, The Recorder, Insurance Journal and other publications.

Mr. Golub’s publications include:

  • “Nature and Types of Life Insurance,” Chapter 20 (Revised), California Insurance Law and Practice, LexisNexis Matthew Bender, 2016
  • “Excess Insurance and the Primary/Excess Relationship,” Chapter 14 (Revised), California Insurance Law and Practice, LexisNexis Matthew Bender, 2014.
  • “Business General Liability Policies,” Chapter 49,” California Insurance Law & Practice, LexisNexis Matthew Bender, 1992, 2005 and 2013.
  • “Directors’ and Officers’ Liability Insurance,” Chapter 43 (Revised), California Insurance Law and Practice, LexisNexis, April 2013.
  • “Products Liability Insurance,” Chapter 47, California Insurance Law & Practice, LexisNexis Matthew Bender, 1992.
  • “Two Coverage Cases Wind Their Way Through the California Supreme Court,” Claims Journal, January 2014.
  • “A Duty (to Settle) Too Far,” Insurance Journal, September 2012.
  • “Identifying and Using Insurance Coverage in Business Litigation,” California Continuing Education of the Bar, 1984, 1988, 1989, 1991, 1993, 1998, 2001 and 2003.
  • “Analyzing Coverage: Reading and Interpreting Insurance Policies” and “Claims Involving Excess Insurance,” California Liability Insurance Practice: Claims and Litigation, California Continuing Education of the Bar, 1991 and annual updates.
  • “Insurance Coverage for Employee Claims,” Advising California Employers 2d, California Continuing Education of the Bar, 1996 and annual updates.